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Asset Finance

Fund Growth Without Heavy Upfront Costs

Get the equipment, vehicles & machinery you need – without the cash drain
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Acquire essential business assets while preserving cash flow

For businesses needing vehicles, machinery, or equipment, making large upfront payments can strain cash flow.

 

Asset Finance from GoodFX allows you to spread the cost of essential assets over time, keeping your working capital free for day-to-day operations and growth.

 

Whether you’re upgrading technology, expanding operations, or refinancing existing assets, our flexible and cost-effective Asset Finance solutions provide businesses with the funding they need, when they need it.

The Challenge:

Buying business assets can be expensive

High upfront costs

Purchasing equipment ties up essential cash

Outdated tech & machinery

Lack of funds limits business efficiency

Cash flow restrictions

Keeping operations running while acquiring assets

Depreciation of assets

Losing value of purchased assets before generating returns

The Solution:
Spread the cost with asset finance

Asset Finance enables businesses to access high-value equipment and machinery without large upfront costs, preserving cash flow while keeping operations running smoothly.

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Access Assets With No Large Upfront Costs

Access assets & spread payments over time

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Finance Up to 100% of Asset Value

Funding for vehicles, machinery, etc.

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Flexible Terms & Repayment Plans

Tailored to suit your cash flow

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Upgrade to the Latest Equipment

Stay ahead of competitors

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Keep Working

Capital Free

Maintain liquidity while funding essentials

Who is eligible for Asset Finance?

If you need new or upgraded assets while keeping your capital free, Asset Finance is the perfect solution.

✔ Businesses with a minimum £100,000 turnover

✔ Ltds financing vehicles, machinery, or equipment

✔ Assets for business purposes that hold resale value

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How Asset Finance works

Choose Your Business Asset

Select the equipment, vehicle, or machinery you need

Apply for Asset Finance

Submit basic business and financial details

Approval & Purchase

We finance the asset, and you start using it immediately

Make Regular Payments

Spread the cost over an agreed repayment period

Own, Return, or Upgrade

Depending on the finance type, choose at the term end

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Avoid large upfront costs

Keep capital for daily operations

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Fixed or flexible repayment structures

Tailored to your business needs

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Future-proof your business

Upgrade to newer assets at term-end

Types of Asset Finance available

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Hire Purchase

Spread payments over time and own the asset at the end of the term

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Finance Lease

Use the asset with fixed rental payments, with an option to buy later

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Operating Lease

Rent the asset for a set period, then return or upgrade

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Asset Refinancing

Release cash from your existing business assets

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Sales & Leaseback

Sell assets to raise capital and then lease them back

Making an impact with every transaction

​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting

Safeguarding Notice:

When funds are posted to your account, in line with regulatory requirements, the regulated institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

 

Partner Providers:

GoodFX partners with the seven FCA-regulated entities listed below. 

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Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). Terms of Use are available here.

GoodFX’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. GoodFX is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828

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ALT 21 Limited, a company incorporated in England and Wales (No.10723112) with its registered office at 45 Eagle Street, London WC1R 4FS, United Kingdom, is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FRN:783837). ALT 21 Software Limited, the parent company, is incorporated in Ireland (No. 578153) with its registered office at Century House, Harold's Cross Rd, Dublin, D6W P993, Ireland. 

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Payment services for GoodFX Ltd are also provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.

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Equals Money Plc. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Company registered in England and Wales. Registered number: 05539698. Money Service Business Registered Number: 12236741.


Interpay UK Ltd t/a TransferMate – Authorised as an Electronic Money Institution by the UK Financial Conduct Authority under registration no. 900930.

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Commercial financing solutions are offered by Spark Finance Limited, which acts as a broker rather than a lender. The company's registered office is located at 18 John Stow House, London, England, EC3A 7JB, with a company registration number of 10128297. Spark Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 958123).

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All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.  

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