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Middle East Payments Solutions

Fast, transparent payments for the region

Seamless cross-border FX & payments
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The smarter way to move money in the UAE and beyond

GoodFX has partnered with Hubpay, the UAE’s first independently regulated FinTech, to bring you a world-class digital FX and payments platform.

 

If you’re sending international payments, managing multi-currency accounts, or optimising foreign exchange, this transparent, cost-effective solution may be right for you.

 

It has been built for impact-driven businesses in the Middle East and North Africa (MENA) region.

The Challenge:

Costly, slow & inefficient payments

Many UAE businesses overpay for FX and suffer from outdated payment systems. Traditional providers come with:

Hidden fees & poor exchange rates

High FX costs eat into your bottom line

Slow, cumbersome transactions

Payments can take days, delaying business operations

Complex, manual onboarding

Opening an FX account can take months

Lack of a personalised service

Banks and traditional FX providers offer generic, unresponsive support

The Solution:
A modern FX & payments platform designed for you

With GoodFX and Hubpay, you get a fast, efficient, and transparent platform that simplifies payments and maximises your financial efficiency.

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Competitive FX Rates & No Hidden Fees

 Get market-leading exchange rates with full cost transparency

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Fast, Digital Onboarding

Open an account and start transacting in as little as 24 hours

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Instant & Low-Cost Payments

Send funds across borders faster and cheaper than banks

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Multi-Currency Accounts

Hold, send, and receive payments in over 85 currencies

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Secure & Regionally Regulated 

Fully licensed by the FSRA in Abu Dhabi Global Market (ADGM)

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Personalised Account Management

Dedicated FX specialists for impact-driven businesses

Global payments
Local expertise

With GoodFX and Hubpay, you benefit from a robust, regulated network that eliminates intermediary banks, ensuring your payments arrive quickly and in full.

🌍 Send and receive payments across 85+ countries

💳 Support for 550+ currency pairs

🏦 Trusted by Tier 1 financial institutions

One platform for everything

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Self-serve corporate FX

Complete control over your international payments

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Virtual IBANs

Get local payment access in multiple currencies

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Automated FX hedging

Protect your business from currency fluctuations

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Multi-user access

Secure role-based permissions for finance teams

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24/7 support

Local experts available whenever you need them

Making an impact with every transaction

At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting

Safeguarding Notice:

When funds are posted to your account, in line with regulatory requirements, the regulated institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

 

Partner Providers:

GoodFX partners with the seven FCA-regulated entities listed below. 

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). Terms of Use are available here.

GoodFX’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. GoodFX is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828

ALT 21 Limited, a company incorporated in England and Wales (No.10723112) with its registered office at 45 Eagle Street, London WC1R 4FS, United Kingdom, is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FRN:783837). ALT 21 Software Limited, the parent company, is incorporated in Ireland (No. 578153) with its registered office at Century House, Harold's Cross Rd, Dublin, D6W P993, Ireland. 

Payment services for GoodFX Ltd are also provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.

Equals Money Plc. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Company registered in England and Wales. Registered number: 05539698. Money Service Business Registered Number: 12236741.


Interpay UK Ltd t/a TransferMate – Authorised as an Electronic Money Institution by the UK Financial Conduct Authority under registration no. 900930.

Commercial financing solutions are offered by Spark Finance Limited, which acts as a broker rather than a lender. The company's registered office is located at 18 John Stow House, London, England, EC3A 7JB, with a company registration number of 10128297. Spark Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 958123).

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.  

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