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Property Finance
Flexible Funding for Real Estate & Commercial Investments

Secure funding for property purchases, development & refinancing
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Access capital for growth, development and investment

Expanding your real estate portfolio, funding new developments, or refinancing existing properties can be capital intensive.

 

Traditional lenders often have strict lending criteria and long approval processes, making it difficult for businesses to access fast and flexible property finance.

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With our Property Finance, you can secure tailored funding solutions for commercial property purchases, development projects, bridging loans, and refinancing needs—all structured to maximise your financial flexibility.

The Challenge:

Property investment & development hurdles

Strict lending criteria

Banks require extensive documentation and high deposits

Slow approval processes

Traditional loans can take months to finalise

Cash flow challenges

Tying up capital in property purchases limits liquidity

Access to development finance

New builds and refurbishments often struggle to get funding

The Solution:
Flexible property finance solutions

GoodFX offers a range of property finance options, ensuring businesses and investors can access capital quickly, secure competitive rates, and structure repayments efficiently.

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Fast & Flexible Funding

Secure financing in days, not months

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Borrow £50k to £10M+

Suitable for small and large projects

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Tailored Repayment Structures

Interest-only, deferred, or flexible options

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Bridge Finance Available

Short-term solutions for quick acquisitions

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Access Specialist Lenders

Offering more approval options

Who is eligible for property finance?

If you need property-backed financing for growth, acquisitions, or development, we have a solution for you.

Businesses, landlords, and developers looking to finance, purchase, or develop property.

Individuals, trading businesses, Special Purpose Vehicles, and offshore entities.

Property professionals seeking funding up to 75% LTV or 70% LTGDV.

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How property finance works

Submit Your Application

Provide property details and funding needs

Funding Assessment & Approval

A tailored finance solution is structured

Funds Released

Get capital for purchases, developments, or refinancing

Manage Repayments

Interest-only, rolled-up, or structured payments

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Secure capital for property purchases, renovations, or new developments

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Finance long-term investments or short-term opportunities

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Flexible repayment terms tailored to your project goals

Types of property finance we offer

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Bridging loans

Short-term funding to secure purchases quickly

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Development finance

Funding for large-scale conversions and new builds

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Commercial mortgages

Long-term financing for commercial properties

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Buy-to-let finance

Specialist funding for landlords managing multiple properties

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Mezzanine finance

Secondary financing to supplement development loans

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Secured loans

Secured against existing properties in order to unlock equity

Making an impact with every transaction

​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting

Safeguarding Notice:

When funds are posted to your account, in line with regulatory requirements, the regulated institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

 

Partner Providers:

GoodFX partners with the seven FCA-regulated entities listed below. 

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Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). Terms of Use are available here.

GoodFX’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. GoodFX is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828

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ALT 21 Limited, a company incorporated in England and Wales (No.10723112) with its registered office at 45 Eagle Street, London WC1R 4FS, United Kingdom, is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FRN:783837). ALT 21 Software Limited, the parent company, is incorporated in Ireland (No. 578153) with its registered office at Century House, Harold's Cross Rd, Dublin, D6W P993, Ireland. 

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Payment services for GoodFX Ltd are also provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.

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Equals Money Plc. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Company registered in England and Wales. Registered number: 05539698. Money Service Business Registered Number: 12236741.


Interpay UK Ltd t/a TransferMate – Authorised as an Electronic Money Institution by the UK Financial Conduct Authority under registration no. 900930.

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Commercial financing solutions are offered by Spark Finance Limited, which acts as a broker rather than a lender. The company's registered office is located at 18 John Stow House, London, England, EC3A 7JB, with a company registration number of 10128297. Spark Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 958123).

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All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.  

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