Secured Business Loans
Higher Loan Amounts at Lower Interest Rates
Access flexible financing by using assets as security
Leverage your assets to secure better loan terms
For businesses seeking larger loan amounts, lower interest rates, and extended repayment terms, a Secured Business Loan offers a powerful funding solution.
By using property, equipment, or other assets as collateral, businesses can access the capital they need to grow while reducing risk for lenders.
Whether you're looking to expand operations, invest in equipment, refinance debt, or manage cash flow, our Secured Business Loans provide affordable, flexible financing tailored to your business needs.
The Challenge:
Traditional loans can limit growth
High-interest rates
Unsecured loans have higher associated costs and reduce profit margins
Limited loan amounts
Unsecured funding may not be sufficient for growth
Strict eligibility criteria
Without strong credit, businesses face rejection
Short repayment periods
Many lenders offer restrictive loan terms
The Solution:
A smarter way to borrow
A Secured Business Loan allows you to leverage your business assets to unlock larger loan amounts with better terms, giving you financial flexibility without straining cash flow.
Higher Loan Amounts
Borrow from £50,000 to £5 million
Lower Interest Rates
Reduce borrowing costs
Longer Repayment Terms
Spread payments over 3 to 25 years
Flexible Asset
Options
Fund against property, vehicles, or equipment
Fast, Efficient
Process
Use for expansion, inventory, payroll, etc.
Who is eligible for a Secured Business Loan?
If your business requires larger funding with lower rates, a Secured Business Loan can provide the stability and affordability you need.
How Secured Business Loans work
Apply Online
Submit key business details and asset information
Asset Valuation
The lender assesses your collateral’s value
Loan Offer & Approval
Agree on terms and finalise your loan agreement
Receive Funds
Money is deposited directly into your account
Repay in Manageable Instalments
Tailored to your business cash flow
Use your property, equipment, or vehicles as security
​
Get lower interest rates compared to unsecured loans
​
Access higher borrowing limits for long-term growth
Types of Secured Business Loan
.png)
Fixed Term
A lump sum repaid over a fixed term with predictable payments
.png)
Interest Only
Pay only the interest for an initial period, then repay the principal
.png)
Secured Line of Credit
Flexible borrowing as needed, secured by business assets
.png)
Asset Refinancing
Release equity from your existing business assets
.png)
Sales & Leaseback
Sell assets to raise capital and then lease them back
Making an impact with every transaction
​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.
💸
1/3 of our profits are donated to your chosen charity – at no cost to you
🙌
​
That supports refugee education and financial inclusion initiatives
🎉
Receive impact reports and PR materials for your ESG reporting
